DOG INSURANCE THAT PUTS YOUR PUP FIRST

Pick a policy with cover for accidents, illness, and injuries and more.
From just €13.08 a month!1

Choosing the right insurance for your furry best friend can be tricky, especially when you’re trying to find the perfect balance between quality and affordability.

That’s where our vet fee-only dog insurance comes in to save the day! We designed it with you in mind, focusing on covering those unexpected (and often expensive) vet bills. While some budget dog insurance plans might let you down, our policies are reliable, straightforward, and won’t break the bank.

If you’re all about keeping things affordable while making sure your pup gets the best care possible, CoverMy Pet is here to keep those tails wagging!

Compare dog insurance policies

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— All of our vet fee dog insurance policies include:

  • Vet fees, including consultations, treatment and surgery
  • Treatment for cruciate ligament injuries and hip dysplasia
  • Complementary treatments such as acupuncture and hydrotherapy
  • Death from accident and illness
  • Third-party liability
  • Holiday cancellation costs if your dog gets sick

Why choose CoverMy Pet Insurance?

Up to 100% back on eligible vet bills

50 years+ pet insurance and breeder experience

Yellow icon with the illustration of CoverMy Pet customer service representative

We can pay your vet bills direct

Our dog insurance policies

Benefits

  • Covered for life

    Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year.

  • Vet fees

    Helps cover your pet’s vet bills if they become sick or injured.

    €2,500

  • Complementary treatment

    Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.

    €500

  • Benefit percentage back on vets fees

    Up to 85% per claim

  • Diagnostic cap (CT and MRI's)

    €1,500

  • Cruciate limit cap

    The maximum benefit you can claim for on this condition under this policy.

    €1,500

  • Third party legal liability (dogs only)

    Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.

    €300,000

  • Death from injury or illness

    Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.

    €750

  • Theft or straying

    Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.

    €1,000

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.

    €1,500

Benefits

  • Covered for life

    Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year.

  • Vet fees

    Helps cover your pet’s vet bills if they become sick or injured.

    €5,000

  • Complementary treatment

    Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.

    €750

  • Benefit percentage back on vets fees

    Up to 90% per claim

  • Diagnostic cap (CT and MRI's)

    €1,500

  • Cruciate limit cap

    The maximum benefit you can claim for on this condition under this policy.

    €2,000

  • Third party legal liability (dogs only)

    Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.

    €350,000

  • Death from injury or illness

    Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.

    €1,000

  • Theft or straying

    Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.

    €1,000

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.

    €2,000

Benefits

  • Covered for life

    Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year.

  • Vet fees

    Helps cover your pet’s vet bills if they become sick or injured.

    €10,000

  • Complementary treatment

    Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.

    €1,000

  • Benefit percentage back on vets fees

    Up to 100% per claim

  • Diagnostic cap (CT and MRI's)

    €2,000

  • Cruciate limit cap

    The maximum benefit you can claim for on this condition under this policy.

    €2,500

  • Third party legal liability (dogs only)

    Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.

    €500,000

  • Death from injury or illness

    Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.

    €1,000

  • Theft or straying

    Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.

    €1,000

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.

    €2,500

Benefits

Value

Standard

Premier

Covered for life

Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year.

Vet fees

Helps cover your pet’s vet bills if they become sick or injured.

€2,500

€5,000

€10,000

Complementary treatment

Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.

€500

€750

€1,000

Benefit percentage back on vets fees

Up to 85% per claim

Up to 90% per claim

Up to 100% per claim

Diagnostic cap (CT and MRI's)

€1,500

€1,500

€2,000

Cruciate limit cap

The maximum benefit you can claim for on this condition under this policy.

€1,500

€2,000

€2,500

Third party legal liability (dogs only)

Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.

€300,000

€350,000

€500,000

Death from injury or illness

Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.

€750

€1,000

€1,000

Theft or straying

Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.

€1,000

€1,000

€1,000

Holiday cancellation

Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.

€1,500

€2,000

€2,500

Read our policy documents

— CoverMy Pet Dog Insurance FAQs

Finding the best affordable dog insurance doesn’t have to be tricky! Start by comparing policies online and look for a plan that balances decent cover with manageable monthly premiums. Keep an eye out for discounts for insuring several pets on one policy and savings for paying for an annual policy up-front.

Most dog insurance policies let you choose your own licensed vet, and we’re no different! If you’re unsure, double-check to make sure your insurer covers treatments at your vet before taking out a policy.

Of course! While a cheaper plan might offer less cover than a comprehensive one, it can still be a lifesaver for unexpected accidents, illnesses, or medical needs. Pet insurance allows you to focus on your dog’s health and wellbeing without the added stress of veterinary costs.

From emergency surgery to ongoing medication, the right dog insurance policy can help ease the financial burden of caring for your furry friend.

Most pet insurance plans don’t cover pre-existing conditions (these are health problems your pet had before your policy began). It’s important to read the fine print before choosing a plan to understand exactly what is and isn’t covered. This will help you avoid surprise costs and ensure your pet receives the necessary care.

Read our policy wording to see what we cover.


* [1] Cover for a Rat Terrier aged 0-3 years on our Value plan with maximum benefit of 85% and 15% co-payment on claims. Excess for Third, Party and Liability is 250.

Example prices for ‘Value’, ‘Standard’ and ‘Premium’ plans are based on a Rat Terrier. Price correct at time of publishing.