How much does pet insurance cost in Ireland?

For many Irish pet owners, the thought of an unexpected vet bill can be stressful. Whether your furry companion falls ill or has an accident, the costs can quickly add up. Pet insurance can help to ease that financial burden. But if you’re budget-conscious, you might be asking, “How much does pet insurance cost?”

This guide breaks it down and shows how CoverMy Pet makes it affordable to protect your cat or dog.

Average cost of pet insurance in Ireland

Pet insurance costs depend on factors like your pet’s breed, age, health, and the level of cover. However, knowing the average prices can help you budget.

Typical pet insurance costs

Here’s a glance at average monthly pet insurance rates for dogs and cats in Ireland

Here are some examples of what you can expect to pay for our pet insurance:

• For a Rat Terrier puppy (0-3 years old), your monthly premium could be as low as €13.08.¹
• For a Tortoiseshell kitten (0-1 year old), your monthly premium could start from €12.00.²

These are typical costs for mid-range policies that include cover for accidents and illnesses. Some plans may also offer optional extras like third party liability, dental cover or routine care (like vaccinations, desexing, etc.). Your actual premium will vary based on your pet’s specifics, location, and any added options you choose, so it’s a good idea to compare providers.

Tips for saving on pet insurance costs

Want to save on pet insurance? Here are some tips to keep premiums manageable:

Insure your pet early

Starting your pet’s policy when they are young means lower premiums, as younger pets typically have fewer health issues. It also helps avoid complications with pre-existing conditions later.

Look out for multi-pet discounts

If you have multiple pets, look for insurance providers that offer discounts for bundling policies or covering all your pets under a single plan.

Increase your claim excess

A higher excess (the amount you pay upfront for a claim) can bring down the price of your premium. Make sure you pick an excess amount you’re comfortable paying if you need to claim.

Looking for more ways to save? Check out our other tips on finding cheap pet insurance.

How CoverMy Pet keeps insurance affordable

At CoverMy Pet, we understand Aussie pet owners want straightforward and affordable options to manage unexpected vet bills. Our policies focus on value and simplicity, so you only pay for cover that truly matters.

Transparent pricing

We keep things simple by avoiding excessive add-ons and confusing tiers. This means you only get the essentials you need for accidents or illnesses, helping to keep your premiums low.

No unnecessary extras

Some insurers include extras like wellness or routine cover, which can inflate premiums. At CoverMy Pet, our policies are streamlined to focus on big, unexpected vet bills, helping you save.

Choose affordable pet insurance

Now that you know the typical cost of pet insurance in Ireland and how CoverMy Pet helps keep premiums budget-friendly, it’s time to make the best choice for your furry friend and your finances.

Get a quick quote online today or speak to our friendly team and give your pet the care they deserve without breaking the bank. Your pet (and your wallet) will thank you!

¹ Price based upon our Value plan with €90.00 fixed excess for vet fee’s with a max benefit of 85% as it has a 15% co-payment on claims. Excess for TPL is €250.00.
² Price based upon our Value plan with €90.00 fixed excess for vet fee’s with a max benefit of 85% as it has a 15% co-payment on claims.
Prices correct at time of publishing.